How to Get the Best Credit Card in 2022

Credit cards are progressively becoming the most desired financial instruments. Their steadily increasing popularity is due to their fundamental ability to allow deferred payment. Other perks and benefits associated with credit cards have also contributed significantly. Now that there are so many options available, choosing the best credit card is extremely difficult.

The Bajaj Finserv RBL Bank SuperCard comes out on top, based solely on its features, benefits, and the convenience it provides to cardholders, after a thorough analysis. This credit card issued by Bajaj Finserv in partnership with RBL Bank should emerge as the best credit card in India, after other contenders have been eliminated based on various criteria. What characteristics of the SuperCard make it India’s best credit card? And how does one acquire this SuperCard? This guide contains the solutions to all of your questions.

What is Unique About the Bajaj Finserv RBL Bank SuperCard?

The SuperCard from Bajaj Finserv is the only credit card in India that combines the features of four different cards into one. You can choose to use the card as a standard credit card if you so desire. If you are in desperate need of cash, you can use the SuperCard as a cash card to withdraw money from an ATM. In addition, the cash advance fee will be waive for the first 50 days. A nominal processing fee of approximately 2.5% is charge.

The SuperCard, which can also take the form of a loan card when necessary, can satisfy a sudden need for a substantial amount of money. Access personal credit for 90 days with an interest rate of 1.16 percent per month and no processing fee. Moreover, the personal loan can be repay in three instalments. The SuperCard can function as an EMI card as well. Any bill exceeding 3000 INR that cannot be paid in full can be convert into manageable monthly instalments (EMIs).

Other Attributes

Numerous variants and numerous advantages There are eleven variants to choose from, so you won’t be short on options. If you meet the eligibility requirements, you can obtain premium versions of the SuperCard, such as the Bajaj Finserv RBL Bank World Plus SuperCard. This variant provides complimentary airport lounge access eight times per year. Similarly, each of the credit card’s variants provides benefits such as welcome points, reward points, cashback, fuel surcharge waiver, etc.

Features such as ‘In-hand security’ and ‘Zero-fraud liability cover’ have been incorporate into the SuperCard, thereby enhancing its security. Bajaj Finserv covers any card expiration and possible misuse. Additionally, you can monitor your card’s usage via the RBL MyCard application.

How Can One Acquire the Best Credit Card in India?

Following a few straightforward steps, the Bajaj Finserv RBL Bank SuperCard can be easily obtaine online.

  1. Evaluate the available options and select the one that best meets your requirements.
  2. Satisfy the eligibility requirements
  3. Complete the application form and upload the necessary files

After submitting the require paperwork, all that remains is to wait for the application to be approve. You can check the status of your application by entering the register mobile number and the resulting OTP.

Eligibility requirements to obtain a Bajaj Finserv RBL Bank SuperCard:

Before filling out the application form, please ensure that you meet each of the following eligibility requirements.

Age limit: Bajaj Finserv maintains a lower age limit of 25 years, whereas the maximum age for SuperCard ownership is 70 years old.

Residence: The prospective cardholder must be an Indian citizen residing within the country’s geographical borders.

Profession: Whether self-employe or salary, a consistent source of income is necessary.

Credit score: The creditworthiness must be outstanding. A minimum credit score of 750 is require to obtain a SuperCard.

Existing as a customer of Bajaj Finserv increases the likelihood of receiving approval for the credit card faster.

Documents to Validate The Information

The information provide on the application must be supported by pertinent documentation. As with any other issuer, Bajaj Finserv requires this documentation to verify the applicant’s credibility. Here is a list of some commonly require documents:

Any of the following identification documents, Aadhaar card, PAN card, voter ID card, driver’s licence, or passport, may be used as proof of identity.

Any of the following may serve as proof of address: electric bill, telephone bill, other utility bills, passport, etc.

You may be require to submit additional documents with your application. This list is therefore not exhaustive.

Thus, a few simple steps can help you obtain the best credit card in India. The Bajaj Finserv RBL Bank SuperCard is a delight for cardholders. SuperCard holders are eligible for discounts on travel, reward points redeemable at a variety of partner establishments, and free movie tickets, among other perks.

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