How to Claim Moving Insurance: The Ultimate Guide

One of the most apparent concerns people have while relocating to their new house is the safety of their belongings. The concern may increase even more if you have high-value items to be shifted to your new home. Whether it is an antique piece from your great-grandmother’s chinaware or your designer clothes and accessories, moving high-value items can be overwhelming. 

No matter how professional your packers and movers are, you might still not be able to trust them with such expensive and close-to-heart possessions. However, there are quite a few things that you can do to ensure a safe, secure, and hassle-free move, even if you are boxes are loaded with valuable items. One of the things that can help you make more confident about your move is moving insurance. And in case any of your products arrive damaged at your new location, here is how you can file a claim:

Refer to Your Inventory

Making an inventory should be the first thing you do while relocating. A moving inventory list will help you get a detailed overview of all your belongings. Usually, an inventory consists of the item’s condition and monetary value. This is also a prerequisite for signing up for moving insurance. To be extra cautious, you can also include photos and videos of your items to help you while filing a claim. The best packers and movers in Borivali, Andheri, or Bandra give you a list to help you out.

Know The Monetary Value of The Damage Done 

If your belongings have arrived damaged, be sure that you take pictures and videos. This will help in comparison of the product before and after the move. Usually, this evidence is required to file a claim. Also, be sure that you jot down the monetary damage that has been done. If necessary, you may also want to search for purchase receipts of the particular product to let the company know the exact value. 

Let Your Relocation Company Know 

Before you file a claim, visit the office of the moving companies nearby and let them know about it. Your relocation partner will answer your queries about the process and help you with it. While each company’s policy is different, you would have to know more about the entire procedure and offer them all the necessary documents. Go with the best packers and movers in Borivali, Andheri, or Bandra to avoid any insurance-related issues. Reputed companies have stringent customer-centric policies to ensure that the items are safely shifted.

Await the Reimbursement Offer 

After you have completed all the paperwork and are done with the formalities, the claim process will officially begin. Usually, your relocation company will assign a claims adjustor to investigate your complaint and ensure the process is hassle-free. Typically, you will receive your reimbursement offer in a week or so. If you are satisfied with the offer, you can accept it, which will settle the claim. However, if you are unhappy, you need to tell your movers, and they might counteroffer.


Filing a claim can seem tiring, but you can easily get your reimbursement for your damaged items with proper guidance. We hope that this information will come in handy if you need to file a claim for moving insurance. 


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